Whether you run a single vehicle or a full fleet, ATI writes the commercial coverage for-hire drivers are required to carry. Send us a few quick details and a licensed agent will call you back to go over your options.
Four required fields. A licensed commercial agent will call you back.
For-hire transportation, from a single sedan to a mixed fleet
The protection a livery operation is typically asked to carry
Available coverages, limits, and eligibility vary by carrier and by the city or county you operate in. Your ATI agent will confirm exactly what applies to your operation. All coverage is subject to policy terms, conditions, and underwriting approval.
A family-owned Georgia agency since 1970
We are not tied to a single carrier. We take your risk to our commercial markets and bring back the options that actually fit how you operate.
Need a certificate of insurance for an airport badge, a contract, or a county permit? Tell your agent what the requesting party needs and we will get it issued.
Twelve Georgia offices and agents you can call, text, or walk in to see — not a call center a thousand miles away.
Straight answers about coverage, permits and timing in Georgia
Yes. A personal auto policy excludes carrying passengers for a fee, so a claim that happens while you are working can be denied outright. For-hire operation in Georgia requires a commercial auto policy, and your city, county or airport permit will require proof of that coverage on file.
Required limits are set by the jurisdiction that issues your permit, not by the state alone, and they differ between a city taxi permit, a county livery permit and an airport credential. Tell your ATI agent which permits you hold and we will confirm the limits each one requires before you bind.
A single vehicle is fine. ATI writes one-car owner-operators through full mixed fleets, and the same markets handle both.
Once coverage is bound, a certificate is typically issued the same business day. Tell your agent exactly what the requesting party needs — the airport, the county, a lease company or a lienholder — and we issue it against the new policy.
Commercial livery is underwritten rather than instantly rated. Expect a few business days once we have your loss history, driver list, vehicle schedule and permit documentation. Starting early matters if you have a hard deadline.
Yes. A carrier insolvency is not a loss on your record and does not disqualify you. ATI is actively placing this class of business with other markets right now, including operators displaced by the Ethio-American Insurance liquidation.
Send us your name and cell number and a licensed commercial agent will take it from there.
Prefer email? Reach our commercial team at taxilimo@atiinsurance.com
